Financing Options Available

JCP&L is offering access to no-cost on-bill repayment financing opportunities for select energy efficiency programs to our customers. Program rebates plus financing opportunities can cover up to 100% of project costs. See the links below for financing opportunities that are available beginning January 1, 2025.
 

Residential Energy Efficiency Financing Options

For more information about residential financing, click here.

HVAC and Water Heating Equipment
Financing opportunities exist for JCP&L’s residential customers who upgrade to ENERGY STAR ® certified HVAC and Water Heating equipment. Maximum to be financed of up to $25,000 and as low as $2,500 at 0% interest for 3, 5 or 7 years and up to 10 years for low to moderate income customers.


Whole Home Energy Solutions - Single Family Home
Financing opportunities exist for JCP&L’s residential customers performing qualifying energy efficiency home improvements as recommended by the program guidelines.  Minimum to finance is $2,500.00 and the maximum to finance $25,000.00. This financing provides for 3, 5, and 7 years terms for loans up to $10,000. Loans greater than $10,000 to $25,000 can be financed for 10 years. Additional payment terms are available to income qualified customers.

Multi Family Energy Efficiency Financing Options

Multi Family - Prescriptive 
Financing opportunities exist for JCP&L’s commercial and industrial customers participating in the Prescriptive and /or Custom programs. Maximum to be financed of up to $250,000 at up to 2.99% interest for up to 5 years. For above $250,000, financing will cover 80% of balance of project cost.  For OBC and low to moderate income customers, financing will cover balance of project cost. 

  • To apply for financing; click here.*
  • To apply for rebates on eligible Multi Family building and tenant space improvements, click here.  

Multi Family – Engineered Solutions 
Financing opportunities exist for JCP&L’s commercial and industrial customers participating in the Prescriptive and /or Custom programs. Maximum to be financed of up to $250,000 at up to 2.99% interest for up to 5 years. For above $250,000, financing will cover 80% of balance of project cost.  For OBC and low to moderate income customers, financing will cover balance of project cost. 

  • To apply for financing; click here.*
  • To apply for rebates on eligible Multi Family building and tenant space improvements, click here.
     

Commercial and Industrial Energy Efficiency Financing Options

For more information regarding Commercial and Industrial financing, click here.

Direct Install
Financing opportunities exist for JCP&L’s commercial and industrial customers participating in the Direct Install program. Maximum to be financed of up to $250,000 at up to 2.99% interest for up to 5 years.  For above $250,000, financing will cover 80% of balance of project cost.  For MUSH and OBC customers, financing will cover balance of project cost.

Prescriptive and Custom – Equipment and/or Building Improvements
Financing opportunities exist for JCP&L’s commercial and industrial customers participating in the Prescriptive and /or Custom programs. Maximum to be financed of up to $250,000 at up to 2.99% interest for up to 5 years.   For above $250,000, financing will cover 80% of balance of project cost.  For MUSH and OBC customers, financing will cover balance of project cost.

Energy Solutions Program
Financing opportunities exist for JCP&L’s commercial and industrial customers participating in the Energy Solutions program. Maximum to be financed of up to $250,000 at up to 2.99% interest for up to 5 years.  For above $250,000, financing will cover 80% of balance of project cost.  For MUSH and OBC customers, financing will cover balance of project cost.

  • To apply for financing, click here.*
  • To apply for rebates on eligible Energy Management projects, click here.

 

 

 

 

Costs of these programs may be recovered through customer rates in accordance with New Jersey law. For a complete list of commercial, industrial, residential and low-income energy efficiency programs, please visit energysaveNJ.com.

 

* This is a link to a third-party site. The site is maintained by a third-party vendor administering the financing program on behalf of Jersey Central Power & Light.